Indian banking system has well developed organization in the country. Entrepreneurs and creative thinker were established the most of the banks in India. In the pre -independence era, they provided financial support to the farmers, business community, traders and industrialists in India. At present, largest commercial bank in the country is State Bank of India. Banking sector in India has seen lots of positive developments in the last decade. The policy makers in India have made lot of efforts to improve the regulation in the banking sector. The banking sector evaluates positive results in growth, profitability, non- performing assets, credit risk and funds management. In this scenario, some of the banks have recognized innovation and growth aspects. Banking industry in India has to strengthen them to support to the Indian economy.

She has completed MBA (Bharathiar University, India), M.Phil (Alagappa University, India), and Ph.D (Mother Teresa Women's University, India), specialised in finance and having 10 years of experience in Academics, authored four books and published more than 35 articles, presently working as a Ass. Professor in Mekelle University, Ethiopia.